Rick Hodges Attorney at Law
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Do I Qualify for a Loan Modification?

Loan Modification Requirements

There are a number of reasons a person may want to qualify for a loan modification on their home.  Some of the most common are:

  • You have suffered a severe financial hardship (such as, divorce, change in job, medical bills)
  • Your adjustable rate mortgage (ARM) rate has gone up
  • Your loan is a negative amortization loan
  • You owe much more than your home is now worth
  • You are struggling to keep up with your payments and don't want to default

If you are suffering from any of these conditions, you should speak with a Kansas Loan Modification Attorney at the offices of Rick Hodge, Attorney at Law.  We are experienced in finance law and have been helping hundreds of homeowners like you take effective steps to save their home. 

If you have suffered a sudden reduction in your income or have been unable to work due to an illness, as long as you have some source of income to still make payments, but at a reduced amount, you may qualify for a loan modification.  If the terms of your loan included a adjustable mortgage rate that has gone up so far that you can no longer afford your payments, a loan modification may be able to lower your interest.

Speak to a Loan Modification Lawyer in Kansas

Once you contact us, we will carefully review your existing mortgages as well as your recent income and expenses and discuss the options you have.  We will provide you with a complete set of forms to fill out that will allow us to prepare a loan modification package for your lender, explaining your new financial situation and recommending the modifications to your loan that will keep in your home and the bank from losing their investment to foreclosure and legal fees.

Contact a Kansas Loan Modification Attorney today to learn if you qualify for the benefits of a loan modification.  We may be able to negotiate a new loan that keeps you in your home.

300 West Douglas  Suite 145  Wichita, KS 67202

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Rick Hodge, Attorney at Law - Kansas Loan Modification Lawyer
Located at 700 N. Market Wichita, KS 67214. View Map
Phone: (800) 836-3617